Tools and Information to grow your bitcoin

In addition to Cointrustloan Bitcoin Savings Account and Bitcoin-backed Loans, Cointrustloan is proud to release a service to help users make the most of their bitcoin. B2X is a service that allows users to increase the bitcoin they hold, facilitated through a Cointrustloan Bitcoin-backed Loan and a bitcoin purchase. A quick and simple way to double your bitcoin balance.

Cointrustloan offers a suite of products for you to make the most of your digital assets. Our savings products can provide you with extra yield. Our credit products help you keep your bitcoin and access dollars, or use the borrowed funds to purchase more.


Yes! If you have a Cointrustloan Savings Account, you can withdraw your funds at any time without penalty. Likewise, you can pay back your loan at any time without penalties. We process all withdrawal requests quickly and strive to have your bitcoin in your wallet within 24-72 hours.

We reference Coindesk bitcoin price index to determine loan-to-value ratios for Cointrustloan loans.

Cointrustloan requires all borrowers to provide identity information for our KYC (Know Your Customer) and AML (Anti-Money Laundering) policies. We do not run a credit check on our customers.

The Cointrustloan Bitcoin Savings Account allows clients to earn interest on their bitcoin holdings. To generate this interest, Cointrustloan works with its primary institutional borrower, Genesis, one of the largest and most established institutions in digital asset lending.

Genesis offers institutions the ability to borrow digital currencies like BTC and stable coins like USDC in large sizes over flexible terms. With over $3.1 Billion in digital assets loans processed during 2019, Genesis is renowned for dealing with an elite group of limited institutions, and uses best-in-class standards for its lending processes and reporting. You can learn more about Genesis here and access their latest quarterly reports here.

Cointrustloan generates the interest by lending the bitcoin to its primary institutional borrower, Genesis.

Transactions sent to your Bitcoin Savings Account will be posted after 1 confirmation on the Bitcoin blockchain. This process typically takes about 10 minutes depending on the transaction fee selected by the sender and the Bitcoin network traffic. When possible, it is best to use the QR code to obtain the bitcoin address directly from the Ledn platform to reduce the risk of errors while copying and pasting, or manually typing the address.

We currently offer loans secured by bitcoin. We are excited to support other alternative assets in the future, please contact us with any suggestions!

Yes! Customers have the choice of repaying with dollars or with bitcoin.

Customers have the option to extend the loan when the original 12-month term ends.

We offer a simple 12-month term to all our customers. Your current balance can be paid back at any time without penalties.

Security will always be our top priority. Cointrustloan uses best-in-class protocols for bitcoin custody and works with industry-leading custodian BitGo, the world’s first qualified custodian purpose-built for storing digital assets. BitGo is covered by the most comprehensive insurance policy in the industry.

We charge simple interest of 1% per annum.

Cointrustloan offers its customers an LTV of 50%.

Any gain in the value of bitcoin is yours to keep. You only ever owe the balance of your loan, which is pre-determined and not affected by the bitcoin price.

If the bitcoin price drops significantly, we will ask you to deposit more collateral into your segregated wallet or pay down some of the principal. If the bitcoin price continues to drop without any action from you, We may sell part of your bitcoin in order to meet the required LTV.


Crypto collateral is deposited to a wallet address provided by us for your account during your registration.

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Our experienced lending professionals make the loan process easy. We will answer your questions, define your needs and help you see if a Cointrustloan loan is right for you.

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